Dave Ramsey and Rachel Cruze on the Food Budget

Dave Ramsey

I am a die-hard Dave Ramsey fan. I totally believe in his financial program. My family also enjoys listening to the Dave Ramsey radio show. If you haven't listened to it, you need to stop by for a visit. The guy is freaking hilarious! If you haven't read his books, DO IT! The first one you need to start with is The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness. If you have read that one but are wanting to try some of his other fabulous books, here you go. I have personally read them all and love each book.

On that point, I got thinking this week of what does Dave say when it comes to groceries and the food budget? I decided to hit up Youtube and see what I can find. I found a video by Rachel Cruze, "Don't Let Food Eat Up Your Income", that touches on this topic. I was hoping in the thousands of Dave Ramsey videos to find one where he talks about the food budget but I didn't find a specific one. I did find this advice, "Make a budget and stick to it". So, there is Dave's very concise advice on the videos. However, I did find a blog article titled "5 Simple Ways to Cut Your Grocery Bill Without Coupons". So, here is some "food" for thought on food. He breaks it down into 5 easy steps:
1. Redefine dinner - Simplify dinner. You don't need a 3-course meal every night.
2. Be brand un-loyal - Sometimes what you are paying for is the brand name not the better product.
3. Try different grocery stores - Winco is definitely cheaper than Albertsons, even though Albertsons is closer to our house. Make a list and go once a week versus numerous trips through the week to the closest grocery store.
4. Learn to love a list - This one is obvious, stick to the list to stay on budget. Don't buy that $2 bag of donuts because you are craving sweets if it isn't on the list.
5. Keep cash as king - I'm not good at this one as I tend to lose cash but Dave is absolutely right on this one. If you have cash, you can't overspend. You have to stay at your limit.

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